What Our Members Are Saying

* Click on Partners at your left to see who our current owners are.

“Our captive insurance effort has been very successful. In the first year alone the WFS increase in equity through allocated earnings effectively reduced our premium cost by 20%. We look forward to even more success in the future.”
– Todd Ludwig, General Manager, WFS, Truman, MN


“Forming our own insurance company is an alternative way of controlling the high but necessary cost of doing business. By working together on all aspects of risk management, we share in reduced premium costs, better coverages, and most importantly, the security of knowing coverage will be there in the event insurance is needed. The best reward? We own the company and take pride in its success.”
– Jeff Nielsen, General Manager, United Farmers Co-op, Winthrop, MN


“We’ve had minimal losses in the past, and while our premiums have been reduced somewhat, it’s not even close to what our net cost of insurance would have been through the Parthenon program. Although we’ve had excellent safety programs and claim history, Parthenon’s high safety standards and monitoring ensures that we and other Parthenon members perform at a high safety level, which results in safer working conditions for all employees.”
– Kevin Subart, General Manager, River Region Cooperative, Sleepy Eye, MN


"Being self-insured means it's no longer us against them when it comes to filing a claim. It's our insurance, we control it. The benefits are huge. Our employees are engaged in the program, because they know insurance claims affect our bottom line—and that affects them. As a company, we're very conscious of safety and regulations. The employees are much more careful and our environment is safer to work in. It's been a good move for our co-op on every single level."
– Gordy Jensen, Assistant General Manager, Harvest Land Co-op, Morgan, MN


"To us, the biggest benefit is the level of customer service and focus on prevention we have through Parthenon. The only true way to reduce costs is to lower costs through an aggressive reduction in claims. It's nice, because all our members are working together on this. We all have the same goal."
– Jeff Johnson, General Manager, Centra Sota Co-op, Buffalo, MN